Find out if you qualify for a mortgage without affecting your credit!
No Social Security or Date of Birth Required
- Instant pre-qualification
- Simple and Secure
- Will not affect your credit
- Find out in as little as 30 seconds
Before you start looking for your first home, we can help you with get pre-qualified for a mortgage.
Assertive Mortgage can help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.
Some realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.
Determine how your credit looks.
Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.
There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are www.freecreditreport.com and www.creditkarma.com.
If you have a credit score below 640, consider delving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.
Talk to an expert at Assertive Mortgage about your financial history, goals, and the path to buy a home.
What does “Pre-Qualification” mean and what’s in it for me?
Pre-qualification is how you find out which offers you’re eligible for. Depending on your credit profile, you might be eligible for more personalized offers, say, a higher Welcome Bonus, or a lower APR. If you apply for a mortgage loan, your application will still be subject to our credit approval process.
Will this impact my credit score?
There is no impact to your credit score to check for Pre-Qualified offers.
Why get prequalified?
When you pre-qualify with Assertive Mortgage, you see real, personalized terms without affecting your credit score. Though your terms will not change, we do complete a formal credit inquiry when you schedule your delivery or pickup.
What are you going to do with my credit information?
We use your credit information to tailor mortgage loan offers to you with no impact to your credit score. .
What is a soft pull?
A soft pull, commonly referred to as a soft credit check, is a tool used to access consumer credit data to determine if a prospective client is qualified for a loan and which loan offers a client is prequalified for.
Do I have to give my social security number?
No, a soft pull does not require an applicant’s social security number or their date of birth.
